Twenty Pay Permanent (Whole) Life Premium Calculations

Twenty Pay Permanent (Whole) Life Premium Calculations

PREMIUM CALCULATION INSTRUCTIONS:

  1. In the below rate table, find your age in the columns marked “Issue Age”
  2. Move across that row until you reach your gender, nicotine use designation (i.e., Male, Male Tobacco User, Female, Female Tobacco User) and the Band (1 – Under $10,000; 2 – $10,000 to $24,000; or 3 – $25,000 & Over) that includes the amount of insurance that you desire
  3. Multiply the resulting dollar value per $1,000.00 by the number of thousands of face value coverage that you desire
  4. This is your annual premium

PREMIUM MODE CALCULATION OTHER THAN ANNUAL:

  1. Monthly Premium Payments – multiply the annual premium calculated above by .09.
  2. Quarterly Premium Payments – multiply the annual premium calculated above by .265.
  3. Semi-Annual Premium Payments – multiply the annual premium calculated above by .52

FOR COVERAGE: HAVE PROVIDENCE COMPLETE AND PROCESS AN  APPLICATION FOR YOU:

TO SUBMIT A PRELIMINARY APPLICATION:

  1. Click the Forms and Applications link on the left.
  2. Print off a Life Application.
  3. Fill it out by printing or typing (do not hesitate to leave portions blank; they can be explained to you during the formal application process).
  4. On the right side of the first page, write the type of insurance you would like and the face value – i.e. Amount of Insurance.
  5. Answer No to the Riders and simply add the premium amount you calculated and the associated mode (frequency – monthly, annually, etc.) that you have elected.
  6. Mail the application to us: the address appears above.
  7. You are also encouraged to communicate with your local branch secretary or with one of our Local Agents to which you can link from the left.
  8. Someone will communicate with you in order to finalize the process, to obtain additional information and to finalize the application.

NEED ASSISTANCE:

20 Payment Whole Life Plan
Gross Annual Premium Rates Per $1,000

Click here to view all rates

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Excerpt from Providence Association Bylaws Regarding Elections

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Annuity Rate

Click here to view our tax deferred or exempt interest rate information!