Life Insurance & Retirement Savings for Ukrainian Families
Страхування життя та пенсійні заощадження для всієї родини
Providence Association is the only Ukrainian Catholic fraternal benefit society in the United States. For over a century we have helped families protect the people they love and save for the future, with no stock-market pressure and no shareholders.
- Licensed in PA, NJ & MI
- Member-owned, not-for-profit
- Ми розмовляємо українською
Current rate is subject to change. 3% lifetime guaranteed minimum applies to accounts opened after July 1, 2022. See current rates & details
Protection and Savings for Every Stage of Life
From your newborn’s first policy to a secure retirement, every Providence product is designed to give your family lasting security.
Life Insurance
Whole Life Insurance
Lifelong coverage with fixed premiums and cash value that grows over time.
Learn moreYouth Life Insurance
Lock in low rates for children and grandchildren and give them a head start.
Learn moreSingle Premium Life
One payment, coverage for life. A simple way to leave a legacy.
Learn moreFinal Expenses
Plan ahead for funeral costs so your family is spared the burden.
Learn moreRetirement & Savings
Annuities
Tax-deferred growth with a lifetime guaranteed minimum rate. No market risk.
Learn more 4% current rateIRA / Roth IRA
Traditional and Roth IRAs, plus tax-free rollovers from your 401(k).
Learn moreCollege Tuition Fund
Save steadily for your child’s education, with member scholarships too.
Learn moreBurial Reserve Trust
An annuity certificate set aside to cover pre-planned funeral arrangements.
Learn moreDifferent by Design
We answer to our members, not to Wall Street. That shapes every decision we make.
Member-Owned
As a not-for-profit fraternal society, our earnings benefit members, the Ukrainian community and the Church instead of shareholders.
Real People
When you call, you reach the same people you see at church and community events. No call centers, no AI agents.
We Speak Ukrainian
Everyone in our office speaks Ukrainian, so we can explain every detail in the language you prefer.
Over 110 Years
Founded in 1912 and based at the same Philadelphia address for more than a century, we have a long record of disciplined decisions.
Built on Faith, Trust and Community
On August 6, 1912, Bishop Soter Ortynsky, the first Ukrainian Catholic bishop in America, founded Providence to support Ukrainian immigrants building new lives in the United States. We financed the construction of churches, helped newcomers settle, and built relationships based on trust.
Today a new wave of Ukrainians is arriving, and our mission is the same: to help you and your family prepare for the future, together.
«Провидіння» Союз Українців Католиків Америки
Бути частиною української громади – основа нашої місії. Понад сто років ми допомагаємо родинам будувати церкви, влаштовуватися в Америці та готуватися до майбутнього. Ми раді говорити з вами українською.
When You Join Providence, Your Community Benefits Too
Proceeds support our members, the Ukrainian community and the Church.
- Low-interest loans and donations to Ukrainian youth organizations, seminaries and charities
- Medical supplies donated to Ukraine
- Support for priests, Catholic schools and Ukrainian organizations
- Presence at church events and festivals, plus speakers for your community event
Own a small business?
Providence also offers retirement plans for small businesses and their employees.
Common Questions
What is Providence Association?
Providence Association of Ukrainian Catholics in America («Провидіння») is a member-owned, not-for-profit fraternal benefit society founded in 1912. It offers life insurance, annuities, IRAs and education savings, and is headquartered at 817 N. Franklin Street in Philadelphia.
What rate does Providence pay on annuities and IRAs?
The current rate is 4%, with a 3% lifetime guaranteed minimum for accounts opened after July 1, 2022. The minimum deposit to open is $1,000 and there are no account or administrative fees. Current rates are subject to change.
Which states does Providence serve?
Providence is licensed to offer its products in Pennsylvania, New Jersey and Michigan.
How do I become a member?
Simply open a life insurance policy, annuity or IRA with Providence. Every certificate holder becomes a member and can access fraternal benefits such as member scholarships.
Do you speak Ukrainian?
Yes. Everyone in our Philadelphia office speaks Ukrainian and English. Так, ми розмовляємо українською.
Let’s Plan Your Family’s Future Together
Зателефонуйте нам – ми розмовляємо українською.
Philadelphia, PA 19123
Mon–Thu 8–5, Fri 8–3 ET
Products are available in Pennsylvania, New Jersey and Michigan. The current interest rate is not guaranteed and may change; the guaranteed minimum rate is stated in your certificate. Early withdrawal charges may apply to annuities and IRAs. Providence does not provide tax advice; please consult your tax advisor. Scholarship amounts and eligibility are set annually.