Providence Scholarships reaching our members
Meet Maria, one of the Recipients of the Kotur Scholarship for 2024-2025

Maria Kulchyckyj is a dual degree candidate pursuing a Master in Public Policy at Harvard Kennedy School and an MBA at MIT Sloan. As a graduate student, Maria has also worked actively with numerous Harvard organizations including the Ukraine Caucus, the Harvard Ukrainian Research Institute (HURI), the European Conference, and the HKS Student Policy Review to advocate and spread awareness about Ukrainian policy, history, and culture on campus. The Kotur scholarship has greatly supported Maria’s studies by providing direct assistance for tuition. The scholarship has also helped develop Maria’s academic and professional goals, and she aspires to give back and support the Ukrainian community in her future careers.
Unlocking Opportunity: The Hidden Benefits of Joining our Fraternal Life Insurance Organization
When most people think of life insurance, they picture financial protection for loved ones after death. However, joining a fraternal organization like Providence offers far more than traditional coverage—it provides a community-driven approach to security, opportunity, and support for the living.
One standout benefit of fraternal organizations is access to scholarships and educational grants. Our nonprofit society is member-based and deeply committed to helping families thrive. Whether you’re a parent planning for your child’s future or a student seeking support, scholarships through these groups can significantly reduce the financial burden of higher education. Unlike banks or for-profit insurers, fraternal organizations reinvest their proceeds into member benefits—not shareholders.
But the perks don’t stop at education. Life insurance itself can provide living benefits that many overlook. Certain policies, especially whole and universal life insurance, accumulate cash value over time, which policyholders can borrow against for major expenses—be it a home down payment, medical costs, or even starting a business.
Some policies offer accelerated death benefits, allowing access to funds if the insured is diagnosed with a terminal illness, giving families financial flexibility during a difficult time.
Membership in a fraternal society like ours also fosters a sense of belonging. We are all somehow connected through a church, and organization, or even an event that took place in our communities.
In a world of impersonal financial products, fraternal life insurance stands apart—blending protection with purpose. By joining us, you not only secure your family’s future but also gain access to life-enhancing benefits, while you’re still here to enjoy them.
