If you passed away today, would your family be able keep their quality of life? Stay in their home, and live as they did when you were with them? Life insurance offers a safety net of protection for your loved ones if something happens to you.
Life Insurance protects your loved ones
We understand that there are many questions and unknowns associated with purchasing a policy. We take pride in our customer service and are pleased to speak with you whenever you need us. We are fluent in English and Ukrainian and will answer any questions you may have.
Ми розуміємо, що є безліч питань та невідом пов’язано із придбанням полисі. Ми пишаємось нашим обслуговуванням клієнтів і раді спілкуватися з Вами, коли Ви потребуєте нас. Ми вільно володіємо англійською та українською мовою і відповімо на всі ваші питання.
Benefits of life insurance
Surviver Protection:
- replace the deceased provider’s lost wages, lost job benefits (e.g. medical insurance), and the cost of services that he or she would have provided
- create or to preserve funds including: educational, spousal retirement, savings and repair, maintenance and emergency
Estate Creation:
Provides tax-free sums of money for dependents and beneficiaries.
Conservation of Funds:
Provides immediate funds to pay for all expenses
- estate and inheritance taxes, estate administration and probate fees, medical bills
- funeral, burial and other final expenses, mortgages, debts and other creditors
Family Protection and Peace of Mind:
- replaces the risk of a very large loss (income and value) with a known smaller loss (premiums).
- The harsh economic impact of an untimely death transfers from the family to the insurance company.
Cash Accumulation:
- Permanent (whole) life policies provide accumulating cash values that grow on a tax-deferred basis.
- Upon death, the benefits and values pass to the beneficiaries income tax free.
Life
Insurance
reduces
Uncertainty
3 Great reasons to
purchase a Life
Insurance Policy:
To cover inescapable permanent needs
- funeral, burial, monument, death tax, final illness and other final expenses (Calculate Your Final Expenses)
For the mutual protection of partner in retirement
- Cover any potential lost income and benefits that an untimely death might precipitate and leave the surviving spouse appropriate funds for needs
- Create an additional nest egg for retirement and other needs
As an essential element of consideration in estate planning
- Leave an inheritance and legacy for future generations
- Accumulate cash value with a guaranteed return on premiums
- Donate to Charity, your church, foundation or scholarship fund
Providence offers Whole Life insurance and Universal Life Insurance.
How Much Life Insurance Do You Need?
Click here for guiding principles.
How much does it cost?
Feel free to call, email or write Providence for a free no obligation consultation.
To help give you a more detailed quote, you can also submit a preliminary application.
You can also download and prepare an application at home and mail or email it to us for further processing.
We limit information to personal and family uses of life insurance.
Click on the links if you are interested in a business policy, or a policy that will benefit your church or charity.