Life Insurance for Children – 20-Pay Permanent (Whole)

• Lifetime Protection
• Fully Paid up in 20 Years
• Cash Value Exceeds Premiums and continues to grow
• $25,000.00 or More Coverage for Less than $25 per month
• Dividends Enhance Value over Time
• Qualify your Loved One for up to $5,000.00 in Scholarships

Pave your child’s or grandchild’s way into the future.

When your loved one is old enough to understand your consideration, their gratitude will show for your efforts to protect future generations of your family.

Guarantee Your Child’s Future. We all concentrate upon the future when our children are young. We want to do whatever is possible to improve our children’s opportunities. THE PROVIDENCE GIFT OF LOVE LIFE PLAN is an easy way to give your child a powerful head start!

Less Than $25 – $40 per month. For the price of a cheap toy or two hours at a trampoline park, you can give your child or grandchild a 20 Pay Permanent Cash Value Life Insurance Policy, a truly effective gift that will fund your child’s future endeavors.

$25,000.00 Permanent Cash Value Insurance. The Gift of Love is a permanent (whole) life insurance plan in the face amount of $25,000.00, that becomes fully and completely paid up in 20 years. It builds cash value right after the first year. Within a few years, after the policy is fully paid up, the policy holder’s cash value will equal at least the amount of the premiums paid. Money can be left in place for future tax-free growth or be borrowed at any time. Your child or grandchild can even turn the policy in and get back all of the premiums paid, plus more.

Other Face Value amounts available. Depending upon your family budget, there are many options that will fit your needs.

Dividends. The Gift of Love Life Plan pays regular dividends. Although the actual amounts of these dividends cannot be accurately calculated, they will significantly enhance the policy’s cash and face value. The dividends can even be taken in cash, if need be.

Scholarship. Purchase at least $5,000 of coverage in order to qualify your loved one for up to $5,000.00 in scholarship monies for higher education.

NOTES:

• To acquire a $25,000.00 permanent life policy for your child: contact us, or calculate your premium using the rate table below and send us a preliminary application.
• If you are interested in a policy for your child in an amount greater or less than $25,000.00: contact us, or calculate your premium using the general 20 Pay Whole Life rate table and send us a preliminary application.

---

MONTHLY RATES FOR $25.000.00 COVERAGE:

	Boys	Girls
Newborn:	$             24.98	$                   23.20
Age 1:	$             25.38	$                   23.54
Age 2:	$             25.83	$                   23.90
Age 3:	$             26.30	$                   24.30
Age 4:	$             26.80	$                   24.71
Age 5:	$             27.32	$                   25.16
Age 6:	$             27.86	$                   25.61
Age 7:	$             28.40	$                   26.08
Age 8:	$             28.98	$                   26.55
Age 9:	$             29.59	$                   27.07
Age 10:	$             30.22	$                   27.59
Age 11:	$             30.87	$                   28.13
Age 12:	$             31.55	$                   28.68
Age 13:	$             32.27	$                   29.30
Age 14:	$             32.99	$                   29.90
Age 15:	$             33.73	$                   30.53
Age 16:	$             34.49	$                   31.19
Age 17:	$             35.26	$                   31.84
Age 18:	$             35.42	$                   32.54

(Rates for older ages are also quite economical: contact us for additional rates)